When you want to buy a house on a mortgage, the lender checks the debt-to-income ratio as a tool or measure, even if you have a good credit score. Because how much of your monthly income goes to debt will…
As of October 2021, the US government was sitting on a national debt of $28 trillion. This has increased over the years due to the US government spending more money than it makes. But the government raised the debt limit…
We all use credit cards to pay for our day-to-day expenses. But at the end of the month, we all get the monthly credit card bill, which we need to pay within a certain time limit. Sometimes, we may have…
Financing for your needs has become necessary nowadays. That’s why most of us use credit cards and loans to get our hands on things and services, and then we pay the loans and credit card bills back. But sometimes, due…
Paying income tax is necessary, and one should not evade it. If one escapes it and the IRS knows about it, one can get into legal trouble. So always pay your income tax on time. But many of you may…
Irrespective of the business type, it is every business owner’s dream to achieve greater profit margins. However, in order for this to happen, well-planned financial management has to be carried out. No matter how big or small, any business without…
MrBeast, better known as Youtube Philanthropist, is an internet sensation that all of us know about. He is known for giving away money to people in his Youtube videos. With 33 million subscribers and over six billion views on his…
Retirement is meant to be like a long vacation after years of work, and it is time to relax for the old people by spending the money they have in their retirements savings. But due to age longevity, inflation, and…
You just cleared a job interview, and now the employer or HR have mentioned the salary they want to offer, but you feel the salary is lesser than you expect and not appropriate according to your experience and skill. So…